CAFLP

Stories

  1. Practical Ways to Cut Prescription Costs in CaliforniaPrescription prices in California can vary sharply between pharmacies, insurers and medicines. A drug that costs a manageable copayment through one plan may be…
  2. Understanding Your Rights Under the California Fair Employment and Housing ActCalifornia’s Fair Employment and Housing Act (FEHA) is a state law protecting people from discrimination, harassment and retaliation at work and in housing. It…
  3. A Practical Financial Plan for Seasonal Workers in CaliforniaSeasonal work can bring strong pay for a few months and very little income afterwards. Farm labour, tourism, construction, fisheries and event work often…
  4. The Pros and Cons of Using a Credit Union in CaliforniaCredit unions can be an appealing alternative to commercial banks for Californians who value community service, competitive rates and personal support. They…
  5. How to compare mortgage rates in California and AustraliaComparing mortgage rates means looking beyond the percentage shown in an advertisement. The loan’s repayment structure, fees, deposit rules, flexibility and…
  6. CalFresh Employment and Training: Financial Help ExplainedCalifornia’s CalFresh Employment and Training (E&T) program helps eligible food-assistance recipients build skills, find work and manage practical barriers to…
  7. How to Use a Spending Freeze to Reset Your FinancesA spending freeze is a short, deliberate pause on non-essential purchases. It gives your finances room to settle, reveals where money is leaking and creates a…
  8. Understanding investment risk: A beginner’s guide for CaliforniansInvestment risk is the possibility that an investment earns less than expected, loses value, or cannot be converted to cash when needed. It is not the same as…
  9. How to rebuild credit after a financial setback in CaliforniaA missed card payment, collection or identity theft can damage a credit file just when access to ordinary loans matters most. Rebuilding takes disciplined cash…
  10. California’s unclaimed property program: Could you be owed money?California’s Unclaimed Property Program is a state system for recovering unclaimed assets that businesses or financial institutions have turned over to the…